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Why Tap-to-Pay Is Safer Than a Credit Card Swipe - WSJ Tech BehindUser-friendly Embily account allows you to manage up to 5 cards, send funds, track expenses, freeze your card, change pin, and much more. Make contactless. With Tap to Pay and the Stripe Terminal SDK, users can accept contactless payments from physical cards and digital wallets�no extra hardware required. Contact. Contactless payments are transactions made by tapping either a contactless card or payment-enabled mobile or wearable device over a contactless-enabled.